PayPay Corporation（PayPay）and PayPay Card Corporation（PayPay Card）are pleased to announce that starting in May 2024, PayPay Card（including PayPay Card Gold）can be added to Apple Pay from within the cashless payment service app “PayPay.”（※1）,（※2）Now, iPhone users no longer need to enter their credit card numbers, expiration dates, security codes, etc., which were previously required when adding a card to Apple Pay via the Wallet app, and can easily include their PayPay Card in Apple Pay in as little as one minute from the PayPay app or from the PayPay Card mini app.
By adding a PayPay Card in Apple Pay on the iPhone, users can easily and conveniently complete payments by tapping their phone or by using QUICPay™, all without the hassle of having to take out credit cards from their wallets or entering their PIN. In addition, PayPay Card payments via Apple Pay will be counted toward PayPay STEP, a reward program where the number of payments and amount of money are the conditions for meeting the requirements. Further, up to 2% of the purchase price will be granted as PayPay Points depending on whether PayPay STEP conditions have been fulfilled or not.
Apple Pay setup flow（UI is subject to change）
The PayPay Card mini app not only allows seamless application and registration for a physical PayPay Card and using “PayPay Credit,” but also allows PayPay cardholders to easily check billing details, card numbers, and more. In addition to the “Anshin Usage Limit” service available since March in the PayPay Card mini app, which allows users to restrict their card’s payment functionality, the ability to add PayPay Card to Apple Pay increases the convenience of PayPay Card users.
The number of payments and the amount paid, which are conditions for meeting PayPay requirements, will be counted for PayPay Card payments（including via Apple Pay）, and the added point rate will be valid for said payments as well.（※3） By using “PayPay Credit” at stores where “PayPay” is available and using PayPay Card at stores where “PayPay” is not available but credit cards are accepted, users can more easily achieve PayPay STEP and earn up to 2% of the paid amount as PayPay Points.
※1 The PayPay app must be updated to version 4.44.0 or above. Please note that the PayPay Card must be enabled on PayPay Credit in advance. For more details on adding the card to Apple Pay, please click here.
*2. This feature allows users to make reservations seamlessly, as well as order products and services provided by PayPay’s partner companies, all from the PayPay app.
※3 PayPay STEP will be applied only to payments with PayPay Card and PayPay Card Gold that have been enabled on PayPay Credit. PayPay Card payments via the PayPay app are not eligible.
Please note that payments made on a family member’s account will be counted towards the family member including points granted. For more information on PayPay STEP, please visit here.
PayPay Card and PayPay are dedicated to improving user satisfaction by creating convenient and valuable services while becoming a leading standard for cashless services in Japan, consistently focusing on a user-first approach.
PayPay Corporation is registered as follows：
・Prepaid Payment Instruments（third party type）Issuer（Registration number: Director-General of the Kanto Finance Bureau, No. 00710／Registration date: October 5, 2018）
・Business Operator that Concludes Contracts on the Handling of Credit Card Numbers, etc.（Registration number: Kanto（Ku）No. 106／Registration date: July 1, 2019）
・Telecommunications Carrier（Filing number: A-02-17943／Date filed: July 2, 2019）
・Fund Transfer Operator（Registration number: Director-General of the Kanto Finance Bureau, No. 00068／Registration date: September 25, 2019）
・Notified Entity Entrusted with Intermediation（Filing number: C1907980／Date filed: December 18, 2019）
・Bank Agency Services（License: Director-General of the Kanto Finance Bureau（Gindai）No. 396／Registration date: November 26, 2020）
・Financial Instruments Intermediary Services（Registration number: Kanto Finance Bureau Director（Kinchu）No. 942／Registration date: June 25, 2021）
・Electronic Payment Agency Services（License: Director-General of the Kanto Finance Bureau（Dendai）No. 109／Registration date: February 14, 2023）
・Japan Payment Service Association（ https://www.s-kessai.jp/ , Date of admission: September 12, 2018）
・Japan Consumer Credit Association（ https://www.j-credit.or.jp/ , Date of admission: July 1, 2019）
※ “PayPay” offers four types of electronic money and other services: PayPay Money, PayPay Money Lite, PayPay Points, and PayPay Gift Vouchers.
PayPay Money can be used to pay for partner services and merchants if it is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account（no withdrawal fee if using PayPay Bank）. The legal nature of this is an electromagnetic record which can be used to pay for goods and services, can be remitted or cashed out, and is issued by PayPay who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. Based on the provisions of Article 43 of the Payment Services Act, PayPay protects the debt it owes to its users by depositing assets equivalent to or higher than the debt amount. PayPay Money Lite is an electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay（Article 3, Paragraph 1 of the Payment Services Act）. Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Points, which are granted through campaigns and promotions when using PayPay, can be used for partner services and in transactions at merchants in addition to PayPay Money and PayPay Money Lite. However, it cannot be transferred to other users or cashed out. PayPay Gift Voucher is a type of electronic money issued by PayPay, which can be used to make payments for affiliated services and merchants designated by the PayPay Gift Voucher. However, it cannot be transferred to other users or cashed out. PayPay Gift Vouchers have an expiration date, after which they will no longer be valid. The deadline for Gift Vouchers can be confirmed in the details or specifications of the measure or promotion campaigns for which they are issued.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, there is a scheme that ensures compensation for the damages suffered（the difference will be provided as compensation if compensation is also provided by a third party）, given that the prescribed conditions are met. Please see Applying for compensation for details.
※ Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.
