PayPay Corporation (hereinafter PayPay) is pleased to announce that “PayPay” will be adopted as a payment method for the mobile ordering system to be introduced in the cafeteria of Kaisei Junior & Senior High School (operated by Trusty Food Co., Ltd.) from September 2024 onward. Two students of Kaisei Senior High School, one in the third year and one in the second, saw the crowded line for the meal ticket machine in the cafeteria as an issue, so they proposed and developed a mobile ordering system, and introduced PayPay payments by using the “Open Payment API (Application Programming Interface) (*1)”, which PayPay has made available for developers. This new ordering and payment method is expected to alleviate lunchtime congestion in the school’s cafeteria and make it cashless.
*1: Various API integration methods for PayPay payments are available for developers on this page.
(Mobile ordering, paying with PayPay, and receiving food(*2))
Kaisei Junior & Senior High School is a private mixed junior high and high school with a total enrollment of over 2,000 students. During lunch, many students had to line up at the meal ticket machine to purchase their meal tickets, limiting the amount of time they had to eat. In a pre-survey conducted by the students(*3) in preparation for the introduction of the system, approximately 60% of the students answered that they had given up using the meal ticket machine because of the long wait time, and more than half of the students answered that they had eaten in a hurry because they did not have enough time. This indicates that many students felt inconvenienced by the wait time at the meal ticket machine. The cafeteria company also felt the risk of lost opportunities due to long queues, and decided to introduce a mobile ordering system to solve the problem.
*2: Photos taken during a demonstration experiment conducted in July 2024 – actual ordering screen may differ.
*3: Survey conducted in October 2023 among Kaisei Senior High School students (grades 1-3). Number of valid responses: 200.
Two students at the school developed a mobile ordering system that allows students to order and complete the payment process in advance. By installing the system in the cafeteria, students can choose their lunch menu during break time and pick it up at their preferred time, which is expected to spread out the usage and reduce the crowding in line to the meal ticket machines. PayPay payments were introduced based on the survey results showing that 70% of the students who responded used PayPay, and the fact that PayPay has made the Open Payment API available to developers.
(Students that developed the system, and planned/proposed the introduction of PayPay: third year Hiroyuki Akiyama (left) and second year Shikyo Zhou (right))
PayPay has been focusing on efforts to attract younger users, particularly teenagers. In addition to the “New Year’s Gift Lottery” and regional “Extra Pocket Money Campaigns,” PayPay is being introduced to a growing number of online shopping sites that are popular among young consumers.
Additionally, from this fiscal year, PayPay has begun the full-scale introduction of payments to nationwide school festivals, club activity fees, lunch fees and educational material fees at schools, and the number of inquiries from school-related parties exceeded three times that of the previous fiscal year(*4).
As a result of these efforts, the number of users between the ages of 10 and 18(*5) grew significantly, increasing approximately 30% year-on-year as of June 30, 2024. PayPay believes that there is still significant room for growth in attracting these younger users. Starting with the introduction of payments to the cafeteria of Kaisei Junior & Senior High School, PayPay will continue to accelerate the introduction of PayPay payments to schools and other cash-based payment scenarios to provide safe, secure, and convenient payment services to all users, including younger generations, and to strongly promote the cashless society in Japan.
*4: As of the end of July 2024.
*5: Calculated based on the age information of users whose identity has been verified (eKYC) and users who have linked their PayPay and Yahoo! ID
■ About “PayPay,” the cashless payment service provided by PayPay Corporation
“PayPay” is a cashless payment service expanding across the country, available not only at major chain stores but also at small and medium size retailers, vending machines, taxis, and even public transportation. It can also be used in a variety of other situations, including paying for online services and utility bills. PayPay is also expanding its range of services beyond just payments, including a “send/receive” feature (remittance/transfer and receiving of money) that allows users to transfer their PayPay Balance (PayPay Money and PayPay Money Lite) between each other for free, or “point management,” a service that allows users access to a simulated investment experience involving the exchange of PayPay Points with points provided by a service provider that PayPay is partnered with. The company also strives to create a safe and convenient environment for users through a hotline available 24/7 and a full compensation scheme ensuring, compensation for any damages that may be suffered.
PayPay Corporation is registered as follows:
・Prepaid Payment Instruments (third party type) Issuer (Registration number: Director-General of the Kanto Finance Bureau, No. 00710 / Registration date: October 5, 2018)
・Business Operator that Concludes Contracts on the Handling of Credit Cards (Registration number: Kanto (Ku) No. 106 / Registration date: July 1, 2019)
・Telecommunications Carrier (Filing number: A-02-17943 / Date filed: July 2, 2019)
・Fund Transfer Operator (Registration number: Director-General of the Kanto Finance Bureau, No. 00068 / Registration date: September 25, 2019)
・Notified Entity Entrusted with Intermediation (Filing number: C1907980 / Date filed: December 18, 2019)
・Bank Agency Services (License: Director-General of the Kanto Finance Bureau (Gindai) No. 396 / Registration date: November 26, 2020)
・Financial Instruments Intermediary Services (Registration number: Kanto Finance Bureau Director (Kinchu) No. 942 / Registration date: June 25, 2021)
・Electronic Payment Agency Services (License: Director-General of the Kanto Finance Bureau (Dendai) No. 109 / Registration date: February 14, 2023)
・Designated Funds Transfer Operator, permitted to provide digital payment of wages (Designation No.: Minister of Health, Labor and Welfare No. 00001 / Date of designation: August 9, 2024)
・Japan Payment Service Association (https://www.s-kessai.jp/, Date of admission: September 12, 2018)
・Japan Consumer Credit Association (https://www.j-credit.or.jp/
, Date of admission: July 1, 2019)
* “PayPay” offers four types of electronic money and other services: PayPay Money, PayPay Money Lite, PayPay Points, and PayPay Gift Certificates.
PayPay Money can be used to pay for partner services and merchants if it is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account (no withdrawal fee if using PayPay Bank). The legal nature of this is an electromagnetic record which can be used to pay for goods and services, can be remitted or cashed out, and is issued by PayPay who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. PayPay Money (Paycheck) refers to PayPay Money that can only be purchased with wages received by the PayPay user in their Paycheck Account. Based on the provisions of Article 43 of the Payment Services Act, PayPay protects the debt it owes to its users by depositing assets equivalent to or higher than the debt amount. PayPay Money Lite is an electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay (Article 3, Paragraph 1 of the Payment Services Act). Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Points, which are granted through campaigns and promotions when using PayPay, can be used for partner services and in transactions at merchants in addition to PayPay Money and PayPay Money Lite. However, it cannot be transferred to other users or cashed out. PayPay Gift Voucher is a type of electronic money issued by PayPay, which can be used to make payments for affiliated services and merchants designated by the PayPay Gift Voucher. However, it cannot be transferred to other users or cashed out. PayPay Gift Vouchers have an expiration date, after which they will no longer be valid. The deadline for Gift Vouchers can be confirmed in the details or specifications of the measure or promotion campaigns for which they are issued.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, there is a scheme that ensures compensation for the damages suffered (the difference will be provided as compensation if compensation is also provided by a third party), given that the prescribed conditions are met. Please see applying for compensation for details.
※ Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.
