PayPay Corporation （Head Office: Minato-ku, Tokyo; President & Representative Director, CEO, Corporate Officer: Ichiro Nakayama; hereinafter PayPay）and PayPay Securities Corporation（Chiyoda-ku, Tokyo; Representative Director, President & CEO: Kenji Bansho; hereinafter PayPay Securities）are pleased to announce the launch of “PayPay Invest Easy,” a service accessible through the cashless payment service app “PayPay,” that allows users to select the investment option that best suits them from two mutual funds curated by PayPay Securities.
The service offers a streamlined process to set up regular investments in just a few simple steps.
“PayPay Invest Easy” provides a solution for those who are interested in investment but uncertain about what securities to buy or what settings to choose to initiate regular investments.
“PayPay Invest Easy” provides two mutual funds, carefully selected by PayPay Securities: the Capital Group Global Equity Fund（DC Pension Plan Regular Investment Exclusive）and the eMAXIS/PayPay Securities All Country Balance.
Please be advised that the PayPay Invest Easy service does not involve discretionary investment contracts.
Tap the PayPay Invest Easy icon on the PayPay app to launch the service today.
To commemorate the launch of “PayPay Invest Easy,” individuals who make a regular investment purchase（execute a contract）of 100 yen or more of an eligible product through “PayPay Invest” or “PayPay Invest Easy” will receive 1% of the monthly regular investment purchase amount in PayPay Points（up to 700 points per month）through our commemorative promotional campaign to support regular investment. Also, winners of our promotional lottery will receive up to 100% of their regular investment amount in PayPay Points（up to 100,000 points per month）.
For more information, please visit the following web page.
https://www.paypay-sec.co.jp/campaign/asset/2410.html
For details on PayPay Invest Easy, please visit the following web page.
https://www.paypay-sec.co.jp/service/omakase/
For details on PayPay Invest, please visit the following web page.
https://www.paypay-sec.co.jp/tool/miniapp/
[Funds Available for Purchase]
Capital Group Global Equity Fund（DC Pension Plan Regular Investment Exclusive）
For more details, please visit here.
eMAXIS/PayPay Securities All Country Balance
For more details, please visit here.
PayPay Securities is the distributor, and the mutual funds are set up and managed by the respective asset management companies. For more details, please refer to the mutual fund document（prospectus）at the time of purchase. Users are advised to carefully review the foreign securities information and prospectuses before trading U.S. stocks, Japan stocks, and ETFs.
[Various programs that reward PayPay Points for trading using NISA accounts and regular investments in mutual funds]
PayPay Securities: “Start NISA Program”
Any user who applies for the “Start NISA Program” on or after June 30, 2024, answers a quiz correctly, opens a new PayPay Securities account and NISA account, and initiates transactions from “PayPay Invest” on their NISA account within 60 days of its opening will be rewarded with 1,000 PayPay Points through the program.
Current PayPay Securities account holders are still eligible to receive 500 PayPay Points for opening a new NISA account or transferring their existing NISA account to PayPay Securities and making a transaction from “PayPay Invest” on their NISA account.
This program and its benefits will be in place with no fixed term.
For more information on the Start NISA Program, click here.
PayPay and PayPay Card: “PayPay Invest Regular Investment Reward Program”
PayPay offers the “PayPay Invest Regular Investment Reward Program” to users who make regular investments in mutual funds in “PayPay Invest,” which grants PayPay Points based on the payment method and amount of purchase spent with PayPay.
This program and its benefits will be in place with no fixed term.
For more information on the “PayPay Invest Regular Investment Reward Program,” click here.
Risks and transaction fees
Securities transactions may result in loss of principal due to fluctuations in stock prices, fluctuations in foreign exchange rates, deterioration in the credit conditions of the issuer, or changes in the political, economic, or social environment of the country from where the securities are issued. Please make sure to read the “Risks and Fees” section of the “Pre-Contract Documents” and fully understand the content thereof before trading at your own discretion and responsibility.
About PayPay Securities Corporation
PayPay Securities started its services as Japan’s first smartphone-based securities company in June 2016, with the vision of providing an environment in which anyone can casually and easily invest, and make asset management feel more accessible. In February 2021, the company changed its name to PayPay Securities to align with the PayPay brand, aiming to evolve into a highly convenient service closely integrated with daily life through its partnership with PayPay.
In addition to providing the PayPay Securities app which allows the purchase of shares of well-known Japanese and American companies, mutual funds, and ETFs starting from just 1,000 yen, the company took further steps to lower the barriers to investing by launching the “Earn Points” service in April 2020, enabling users to experience simulated investments using PayPay Points（this service was transferred to PPSC Investment Service Corporation, a wholly-owned subsidiary of PayPay Securities, in July 2022）, before launching “PayPay Invest” in August 2021, enabling users to trade securities from within a cashless payment service. “NISA accounts” have also been supported since December 2023.
PayPay Securities is committed to making investing and asset building feel closer and more accessible to users by providing financial services that are the easiest, most user-friendly, and unprecedented.
About “PayPay,” the cashless payment service provided by PayPay Corporation
“PayPay” is a cashless payment service expanding across the country, available not only at large chain stores but also at small and medium retailers, vending machines, taxis, and even public transportation. It can also be used in a variety of other situations, including paying for online services and utility bills. PayPay is also expanding its range of services beyond just payments, including the “Send/Receive” feature（remittance/transfer and receiving of money）that allows users to transfer their PayPay Balance（PayPay Money and PayPay Money Lite）between each other for free, or “Earn Points,” a service that allows users access to a simulated investment experience involving the exchange of PayPay Points with points provided by a service provider that PayPay is partnered with. The company also strives to create a safe and convenient environment for users through a hotline available 24/7 and a full compensation scheme ensuring compensation for any damages that may be suffered.
PayPay Corporation is registered as follows：
・Prepaid Payment Instruments（third party type）Issuer（Registration number: Director-General of the Kanto Finance Bureau, No. 00710／Registration date: October 5, 2018）
・Business Operator that Concludes Contracts on the Handling of Credit Cards（Registration number: Kanto（Ku）No. 106／Registration date: July 1, 2019）
・Telecommunications Carrier（Filing number: A-02-17943／Date filed: July 2, 2019）
・Fund Transfer Operator（Registration number: Director-General of the Kanto Finance Bureau, No. 00068／Registration date: September 25, 2019）
・Notified Entity Entrusted with Intermediation（Filing number: C1907980／Date filed: December 18, 2019）
・Bank Agency Services（License: Director-General of the Kanto Finance Bureau（Gindai）No. 396／Registration date: November 26, 2020）
・Financial Instruments Intermediary Services（Registration number: Kanto Finance Bureau Director（Kinchu）No. 942／Registration date: June 25, 2021）
・Electronic Payment Agency Services（License: Director-General of the Kanto Finance Bureau（Dendai）No. 109／Registration date:（February 14, 2023）
・Designated Funds Transfer Operator, permitted to provide digital payment of wages（Designation No.: Minister of Health, Labour and Welfare No. 00001／Date of designation: August 9, 2024）
・Japan Payment Service Association（https://www.s-kessai.jp/, Date of admission: September 12, 2018）
・Japan Consumer Credit Association（https://www.j-credit.or.jp/, Date of admission: July 1, 2019）
※ “PayPay” offers four types of electronic money and other services: PayPay Money, PayPay Money Lite, PayPay Points, and PayPay Gift Vouchers.
PayPay Money can be used to pay for partner services and merchants if it is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account（no withdrawal fee if using PayPay Bank）. The legal nature of this is an electromagnetic record which can be used to pay for goods and services, can be remitted or cashed out, and is issued by PayPay who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. PayPay Money（Paycheck）refers to PayPay Money that can only be purchased with wages received by the PayPay user in their Paycheck Account. Based on the provisions of Article 43 of the Payment Services Act, PayPay protects the debt it owes to its users by depositing assets equivalent to or higher than the debt amount. PayPay Money Lite is an electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay（Article 3, Paragraph 1 of the Payment Services Act）. Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Points, which are granted through campaigns and promotions when using PayPay, can be used for partner services and in transactions at merchants in addition to PayPay Money and PayPay Money Lite. However, it cannot be transferred to other users or cashed out. PayPay Gift Voucher is a type of electronic money issued by PayPay, which can be used to make payments for affiliated services and merchants designated by the PayPay Gift Voucher. However, it cannot be transferred to other users or cashed out. PayPay Gift Vouchers have an expiration date, after which they will no longer be valid. The deadline for Gift Vouchers can be confirmed in the details or specifications of the measure or promotion campaigns for which they are issued.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, there is a scheme that ensures compensation for the damages suffered（the difference will be provided as compensation if compensation is also provided by a third party）, given that the prescribed conditions are met. Please see “Applying for compensation” for details.
※ Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.
