July 10, 2023
PayPay Securities Corporation
PayPay Corporation

PayPay Invest—where Securities Can Be Purchased with PayPay Points and PayPay Money—Now Offers U.S Stocks Including GAFAM

- A total of 67 stocks, including U.S. stocks, U.S. ETFs, and domestic mutual funds, have been added in preparation for the new NISA! -

PayPay Securities Corporation (Chiyoda-ku, Tokyo; President: Kenji Bansho; hereinafter “PayPay Securities”) is pleased to announce that it has added on July 8, 2023, investment instruments to its PayPay Invest mini app*1 provided in PayPay Corporation’s (Minato-ku, Tokyo; President & Representative Director, CEO, Corporate Officer: Ichiro Nakayama; hereinafter “PayPay”) cashless payment service “PayPay.”
51 U.S. stocks (a first for PayPay Securities; including GAFAM), 4 U.S. ETFs, and 12 domestic mutual funds for a total of 67 brands have been added. Adding to the 26 brands that were already in the portfolio, this brings the total number of tradable brands in PayPay Invest to 93, which users can purchase using PayPay Points or PayPay Money.

In preparation for the start of the “new NISA” system in January 2024, PayPay Securities is working on enabling the use of the NISA system through PayPay Invest and the PayPay Securities app. With “Making the first investment with PayPay Securities” as the motto, PayPay Securities will continue to create opportunities for people with no experience in investing to encourage them to take the first step.

*1. A feature that allows users to smoothly make reservations, order products, and payment of services and products provided by PayPay Corporation’s partner companies from the PayPay app.

U.S. stocks added for the first time to PayPay Invest! PayPay Points available for purchasing shares of famous U.S. companies!

A total of 67 additional brands have been added to the portfolio in PayPay Invest, with all 93 brands available for purchase using PayPay Points or PayPay Money.
For the first time since its launch in August 2022, U.S. stocks have been added to PayPay Invest. PayPay Securities has added 51 U.S. stocks selected from six industries: Technology, Entertainment, Consumer Staples, Energy, Finance, and Healthcare.

  Until July 7 From July 8
U.S. stocks 51
U.S. ETFs 17 21
Domestic mutual funds (recurring deposits allowed) 9 21
Total 26 93

PayPay provides financial instruments brokerage services with PayPay Securities as its affiliated financial instruments firm but does not provide brokerage services for individual transactions. For more details on stocks available and transactions, please refer to the PayPay Securities website.
https://www.paypay-sec.co.jp/base/ppsisan/brand.html

PayPay Securities is the distributor, and the mutual funds are set up and managed by the respective asset management companies. For more details, please refer to the mutual fund document (prospectus) at the time of purchase.
The courses are named by PayPay Securities. Users are advised to carefully review the foreign securities information and prospectuses before trading securities.

PayPay Invest enables users to trade securities in the PayPay app

PayPay Invest is the mini app provided by PayPay Securities within the PayPay app, a service allowing easy access to asset management. Users can open a securities account and trade securities with their PayPay Balance (PayPay Money and PayPay Points).
The minimum purchase amount for a security (ETF, mutual fund, U.S. stock) is 100 yen, above which, transactions can be made in increments of 1 yen. The proceeds from selling securities will be immediately topped up to the user’s PayPay Balance (PayPay Money), which can be used for shopping*2 . However, if the amount exceeds the maximum top-up amount to “PayPay” or if it will result in the balance of PayPay Money exceeding 1 million yen, it will be cashed out to the bank account registered by the user. For more details on the PayPay Money limit, click here.

When opening a securities account, users will be required to complete both the identity verification (eKYC) procedure required by PayPay*3 as well as within PayPay Invest. If a user already has an account with PayPay Securities, they can immediately start investing without any further applications, simply by logging in from PayPay Invest. When using PayPay Invest, users must agree to provide PayPay Securities with the information registered in “PayPay”: their identity information, payment method, cash-out method, and other information.

*2. This is a feature provided by PayPay, in which a top-up is made immediately after an ETF is sold, or, if it is a mutual fund that is sold, one business day before the delivery date.
*3. For more details on the identity verification procedure required by “PayPay,” please click here.

Refer to the website below for details on “PayPay Invest.”
https://www.paypay-sec.co.jp/base/ppsisan/index.html

■ PayPay Securities Corporation

As the first smartphone securities company in Japan, PayPay Securities launched its service in June 2016 to create an environment where anyone can easily make investments, so that asset management would be more approachable. To further develop the service into something that is even more convenient and accessible in everyday life through collaboration with PayPay, the business was rebranded to “PayPay Securities” in February 2021 to reflect the PayPay brand.
In addition to the roll out of services such as “Japan-U.S. Stocks,” “Robot Recurring Plan,” “Tenfold CFD,” “Japan Stocks CFD,” and “Anyone IPO,” “Earn Points” was launched in April 2020 to lower the barrier for investments even further by offering a simulated investment experience using PayPay Points (Earn Points was transferred to PPSC Investment Service Corporation in July 2022, a fully-owned subsidiary of PayPay Securities).
Furthermore, in September 2021, the company began offering mutual funds, with 21 funds currently available.
PayPay Securities Corporation will continue to offer unprecedented financial services that are simpler than the rest and easier to use, to help customers become familiar with stock investments and asset building.

■ About “PayPay,” the cashless payment service provided by PayPay Corporation

PayPay is a cashless payment service expanding across the country, available not only at major chain stores but also at small and medium size retailers, vending machines, taxis, and even public transportation. It can also be used in a variety of other situations, including paying for online services and utility bills. PayPay is also expanding its range of services beyond just payments, including a “send/receive” feature (remittance/transfer and receiving of money) that allows users to transfer their PayPay Balance (PayPay Money and PayPay Money Lite) between each other for free, or “point management,” a service that allows users access to a simulated investment experience involving the exchange of PayPay Points with points provided by service providers that PayPay is partnered with. The company also strives to create a safe and convenient environment for users through a hotline available 24/7 and a full compensation scheme ensuring a compensation for any damages that may be suffered.

PayPay is registered as follows:
・Prepaid Payment Instruments (third party type) Issuer, Registration #: Director-General of the Kanto Finance Bureau, No. 00710 (Registration date: October 5, 2018)
・Business Operator that Concludes Contracts on the Handling of Credit Card Numbers, etc., Registration #: Kanto (K) No. 106 (Registration date: July 1, 2019)
・Telecommunications Carrier (Filing #: A-02-17943 / Date filed: July 2, 2019)
・Fund Transfer Operator, Registration #: Director-General of the Kanto Finance Bureau, No. 00068 (Registration date: September 25, 2019)
・Notified Person Entrusted with Intermediation (Filing #: C1907980 / Date filed: December 18, 2019)
・Bank Agency Operator, License: Director-General of the Kanto Finance Bureau, No. 396 (Registration date: November 26, 2020)
・Financial instruments intermediary service registration number: Kanto Finance Bureau Director (Kinchu) No. 942 (Registration date: June 25, 2021)
・Japan Payment Service Association (https://www.s-kessai.jp/, Date of admission: September 12, 2018)
・Japan Consumer Credit Association (https://www.j-credit.or.jp/, Date of admission: July 1, 2019)

* “PayPay” provides 4 types of PayPay balance: PayPay Money, PayPay Money Lite, PayPay Points and PayPay Bonus Lite.
PayPay Money can be used to pay for partner services and merchants if it is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account (no withdrawal fee if using PayPay Bank). The legal nature of this is an electromagnetic record which can be used to pay for goods and other services, and can be remitted or cashed out, issued by the Company who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. Based on the provisions of Article 43 of the Payment Services Act, PayPay preserves the debt it owes to its users in full amount and more by depositing its assets. PayPay Money Lite is a type of electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay (Article 3, Paragraph 1 of the Payment Services Act). Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Points, which are granted through campaigns and promotions when using PayPay, can be used for partner services and in transactions at merchants in addition to PayPay Money and PayPay Money Lite. However, PayPay Bonus and PayPay Bonus Lite cannot be sent or transferred between PayPay users or be cashed out. PayPay Gift Voucher is a type of electronic money issued by PayPay, which can be used to make payments for affiliated services and merchants designated by the PayPay Gift Voucher. However, PayPay Bonus and PayPay Bonus Lite cannot be transferred between PayPay users or be cashed out. PayPay Gift Vouchers are valid for six months after issuance, after which they will no longer be valid.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, there is a scheme that ensures compensation for the damages suffered (the difference will be provided as compensation if compensation is also provided by a third party), given that the prescribed conditions are met. Please see applying for compensation for details.

*The company name, trade name, and product/service in this press release are registered trademarks or trademarks of their respective companies.

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