Overview of the “PayPay Invest Regular Purchase Reward Program”: https://paypay.ne.jp/event/investment-20230904/
PayPay Corporation (hereinafter “PayPay”) is pleased to announce the launch of “PayPay Invest Regular Purchase Reward Program” today. With this program, if PayPay users use their Balance (PayPay Money or PayPay Points) to purchase mutual funds through the Regular Purchase feature in the PayPay Invest mini app*1 provided by PayPay Securities Corporation (hereinafter “PayPay Securities”), they will receive 0.5% of the amount invested as PayPay Points.
This program and its benefits will be in place with no fixed term.
*1. A feature that allows users to smoothly make reservations, order products, and make payments for services provided by PayPay Corporation’s partners companies from the PayPay app

<Overview of “PayPay Invest Regular Purchase Reward Program”>
Period | September 4, 2023 – End date TBD *This is a benefit program with no fixed period. |
Conditions | Complete a Regular Purchase of mutual funds in PayPay Invest with Balance (PayPay Money or PayPay Points). |
Benefits | PayPay Points equivalent to 0.5% of the Balance (PayPay Money or PayPay Points) paid in a Regular Purchase of mutual funds. – Grant limit: 250 points/month – If the purchase amount is multiplied by 0.5% and results in less than 1 point, no PayPay Points will be granted *PayPay Points cannot be cashed out or transferred. They can be used at the official PayPay store or PayPay Card store. |
Regular Purchase is one of the most popular features of PayPay Invest and is used by nearly 80% of users.
Please refer to the following for details on how to use PayPay Invest and its features, including Regular Purchase.
https://www.paypay-sec.co.jp/base/ppsisan/use.html

For information on the stocks traded and transaction details, please see the PayPay Securities website.
https://www.paypay-sec.co.jp/base/ppsisan/brand.html
PayPay Securities is the distributor, and the mutual funds are set up and managed by the respective asset management companies. For more details, please refer to the mutual fund document (prospectus) at the time of purchase.
The courses are named by PayPay Securities. Users are advised to carefully review the foreign securities information and prospectuses before trading securities.
PayPay will continue to offer the convenience of cashless payments to everyone, with the goal of creating a world where users can safely enjoy the benefits of diverse services. “PayPay” will continue on the path to evolve from a “payment app” into a “super app” that will make users’ lives richer and more convenient, fostering a culture of “Anytime, Anywhere with PayPay.”
■ “PayPay Invest,” where Users Can Buy and Sell Securities with the PayPay App
“PayPay Invest” is the mini app provided by PayPay Securities within the PayPay app, a service allowing easy access to asset management. Users can open a securities account and trade securities with their Balance (PayPay Money and PayPay Points).
The minimum purchase amount for a security (ETF, mutual fund, U.S. stock) is 100 yen, above which, transactions can be made in increments of 1 yen. The proceeds from selling securities will be immediately topped up to the user’s Balance (PayPay Money), which can be used for shopping*2. However, if the amount exceeds the maximum top-up amount to “PayPay” or if it will make the balance of PayPay Money exceed 1 million yen, it will be cashed out to the bank account registered by the customer. For more details on the PayPay Money limit see here.
When opening a securities account, users will be required to complete both the identity verification (eKYC) procedure required by PayPay*3 as well as within PayPay Invest. If a user already has an account with PayPay Securities, they can immediately start investing without any further applications, simply by logging in from PayPay Invest. When using PayPay Invest, users must agree to provide PayPay Securities with the information registered in “PayPay”: their identity information, payment method, cash-out method, and other information.
*2. This is a feature provided by PayPay, in which a top-up is made immediately after an ETF is sold, or, if it is a mutual fund that is sold, one business day before the delivery date.
*3. For more details on the identity verification procedure required by “PayPay,” please click here.
Refer to the website below for details on “Invest.”
https://www.paypay-sec.co.jp/base/ppsisan/index.html
■ PayPay Securities Corporation
As the first smartphone securities company in Japan, PayPay Securities launched its service in June 2016 with the aim to create an environment where anyone can easily make investments, so that asset management would be more approachable. To further develop the service into something that is even more convenient and accessible in everyday life through collaboration with PayPay, the business was rebranded to “PayPay Securities” as of February 2021 to reflect the PayPay brand.
In addition to the roll out of services such as “Japan-U.S. Stocks,” “Robot Recurring Plan,” “Tenfold CFD,” “Japan Stocks CFD,” and “Anyone IPO,” “Earn Points” was launched in April 2020 to lower the barrier for investments even further by offering a simulated investment experience using PayPay Points (Earn Points was transferred to PPSC Investment Service Corporation in July 2022, a fully-owned subsidiary of PayPay Securities). Furthermore, in September 2021, the company began offering mutual funds, with 21 funds currently available.
In preparation for the start of the “new NISA” system in January 2024, PayPay Securities is working on enabling the use of the NISA system through PayPay Invest and the PayPay Securities app.
With “Making the first investment with PayPay Securities” as the motto, PayPay Securities will continue to create opportunities for people with no experience in investing to encourage them to take the first step.
■ About “PayPay,” the cashless payment service provided by PayPay Corporation
PayPay is a cashless payment service expanding across the country, available not only at major chain stores but also at small and medium size retailers, vending machines, taxis, and even public transportation. It can also be used in a variety of other situations, including paying for online services and utility bills. PayPay is also expanding its range of services beyond just payments, including a “send/receive” feature (remittance/transfer and receiving of money) that allows users to transfer their Balance (PayPay Money and PayPay Money Lite) between each other for free, or “point management,” a service that allows users access to a simulated investment experience involving the exchange of PayPay Points with points provided by a service provider that PayPay is partnered with. The company also strives to create a safe and convenient environment for users through a hotline available 24/7 and a full compensation scheme ensuring compensation for any damages that may be suffered.
PayPay is registered as follows:
・Prepaid Payment Instruments (third party type) Issuer, Registration #: Director-General of the Kanto Finance Bureau, No. 00710 (Registration date: October 5, 2018)
・Business Operator that Concludes Contracts on the Handling of Credit Card Numbers, etc., Registration #: Kanto (K) No. 106 (Registration date: July 1, 2019)
・Telecommunications Carrier (Filing #: A-02-17943 / Date filed: July 2, 2019)
・Fund Transfer Operator, Registration #: Director-General of the Kanto Finance Bureau, No. 00068 (Registration date: September 25, 2019)
・Notified Person Entrusted with Intermediation (Filing #: C1907980 / Date filed: December 18, 2019)
・Bank Agency Operator, License: Director-General of the Kanto Finance Bureau, No. 396 (Registration date: November 26, 2020)
・Financial instruments intermediary service registration number: Kanto Finance Bureau Director (Kinchu) No. 942 (Registration date: June 25, 2021)
・Japan Payment Service Association (https://www.s-kessai.jp/, Date of admission: September 12, 2018)
・Japan Consumer Credit Association (https://www.j-credit.or.jp/, Date of admission: July 1, 2019)
* “PayPay” provides 4 types of balance: PayPay Money, PayPay Money Lite, PayPay Points, and Gift Vouchers.
PayPay Money can be used to pay for partner services and in transactions at merchants if the transaction value is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account (no withdrawal fee if using PayPay Bank). The legal nature of this is an electromagnetic record which can be used to pay for goods and services, can be remitted or cashed out, and is issued by PayPay who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. Based on the provisions of Article 43 of the Payment Services Act, PayPay protects the debt it owes to its users in by depositing assets equivalent to or higher than the debt amount. PayPay Money Lite is an electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay (Article 3, Paragraph 1 of the Payment Services Act). Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Points, which are granted through campaigns and promotions when using PayPay, can be used for partner services and in transactions at merchants in addition to PayPay Money and PayPay Money Lite. However, PayPay Bonus and PayPay Bonus Lite cannot be sent or transferred between PayPay users or be cashed out. PayPay Gift Voucher is a type of electronic money issued by PayPay, which can be used to make payments for affiliated services and merchants designated by the PayPay Gift Voucher. However, it cannot be transferred to other users or cashed out. PayPay Gift Vouchers are valid for six months after issuance, after which they will no longer be valid.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, providing that certain conditions are met, the user can be compensated for the damages suffered (the difference will be provided as compensation if compensation is also provided by a third party). Please see applying for compensation for details.
*Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.