PayPay Card Corporation （Head office: Chiyoda-ku, Tokyo; President & Representative Director: Tomoaki Tanida; hereinafter “PayPay Card”）and PayPay Corporation （Head office: Minato-ku, Tokyo; President & Representative Director, CEO, Corporate Officer: Ichiro Nakayama; hereinafter “PayPay”）is delighted to announce the upcoming redesign of the home screen on the PayPay Card mini app,*1 a cashless payment service offered within the cashless payment service “PayPay,” starting from January 10. The redesign aims at making it even more accessible for card members to review billing details and payment methods.
The PayPay Card mini app not only allows seamless applications for a physical PayPay Card and using “Credit （Pay Later）,” but also allows PayPay cardholders to easily check billing details, card numbers, and more. In this update, the display design has been revamped to present the information users seek at a glance. Additionally, the improved convenience includes enabling users to know the billing amount for previously unconfirmed periods （from the 1st to around the 11th of each month）as well as for the current month and the following two months. This improvement allows users to check anticipated billing details whenever they wish, which was not possible before.
※1 This feature allows users to make reservations seamlessly, as well as order products and services provided by PayPay’s partner companies, all from the PayPay app.
Redesigned home screen
Additionally, in conjunction with the redesign, the label “Transaction History” on the member’s home screen will be changed to “Billing Details.”（※2）
From “Transaction History” to “Billing Details”
※2 Note that only the label is changing, and there is no alteration to the functionality itself. Other labels within the service will be changed in due course.
Key changes associated with the redesign
Users can check the scheduled billing amount even during the period when the bill is not yet finalized （from the 1st to around the 11th of each month）.
It is now possible to check the payment method or financial institution set for paying credit card bills.
The deadline for adjusting the payment amount of credit card bills will be displayed.
The scheduled billing amount for the following month and beyond can now be checked tat the user’s convenience.
Key changes after renewal
PayPay Card and PayPay are dedicated to improving user satisfaction by creating convenient and valuable services while becoming a leading standard for cashless services in Japan, consistently focusing on a user-first approach.
■ About PayPay Card
PayPay Card Corporation changed its name from YJ Card Corporation on October 1, 2021, and began operations under the new name with the aim of becoming the leading card company in Japan. In October 2022, the company became a wholly owned subsidiary of PayPay Corporation and further strengthened its synergy with the cashless payment service “PayPay.” PayPay Card will continue to expand its services to make them available in a broad range of payment scenarios, as well as to provide further convenience to users.
■ About “PayPay,” the cashless payment service provided by PayPay Corporation
“PayPay” is a cashless payment service expanding across the country, available not only at major chain stores but also at small and medium size retailers, vending machines, taxis, and even public transportation. It can also be used in a variety of other situations, including paying for online services and utility bills. PayPay is also expanding its range of services beyond just payments, including the “Send/Receive” feature （remittance/transfer and receiving of money）that allows users to transfer their PayPay Balance （PayPay Money and PayPay Money Lite）between each other for free, or “Earn Points,” a service that allows users access to a simulated investment experience involving the exchange of PayPay Points with points provided by a service provider that PayPay is partnered with. The company also strives to create a safe and convenient environment for users through a hotline available 24/7 and a full compensation scheme ensuring compensation for any damages that may be suffered.
PayPay Corporation is registered as follows：
・Prepaid Payment Instruments （third party type）Issuer （Registration number: Director-General of the Kanto Finance Bureau, No. 00710 / Registration date: October 5, 2018）
・Business Operator that Concludes Contracts on the Handling of Credit Card Numbers, etc. （Registration number: Kanto （Ku）No. 106 / Registration date: July 1, 2019）
・Telecommunications Carrier （Filing number: A-02-17943 / Date filed: July 2, 2019）
・Fund Transfer Operator （Registration number: Director-General of the Kanto Finance Bureau, No. 00068 / Registration date: September 25, 2019）
・Notified Entity Entrusted with Intermediation （Filing number: C1907980 / Date filed: December 18, 2019）
・Bank Agency Services （License: Director-General of the Kanto Finance Bureau （Gindai）No. 396 / Registration date: November 26, 2020）
・Financial Instruments Intermediary Services （Registration number: Kanto Finance Bureau Director （Kinchu）No. 942 / Registration date: June 25, 2021）
・Electronic Payment Agency Services （License: Director-General of the Kanto Finance Bureau （Dendai）No. 109 / Registration date: February 14, 2023）
・Japan Payment Service Association （ https://www.s-kessai.jp/ , Date of admission: September 12, 2018）
・Japan Consumer Credit Association （ https://www.j-credit.or.jp/ , Date of admission: July 1, 2019）
※ “PayPay” offers four types of electronic money and other services: PayPay Money, PayPay Money Lite, PayPay Points, and PayPay Gift Vouchers.
PayPay Money can be used to pay for partner services and merchants if it is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account （no withdrawal fee if using PayPay Bank）. The legal nature of this is an electromagnetic record which can be used to pay for goods and services, can be remitted or cashed out, and is issued by PayPay who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. Based on the provisions of Article 43 of the Payment Services Act, PayPay protects the debt it owes to its users by depositing assets equivalent to or higher than the debt amount. PayPay Money Lite is an electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay （Article 3, Paragraph 1 of the Payment Services Act）. Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Points, which are granted through campaigns and promotions when using PayPay, can be used for partner services and in transactions at merchants in addition to PayPay Money and PayPay Money Lite. However, it cannot be transferred to other users or cashed out. PayPay Gift Voucher is a type of electronic money issued by PayPay, which can be used to make payments for affiliated services and merchants designated by the PayPay Gift Voucher. However, it cannot be transferred to other users or cashed out. PayPay Gift Vouchers have an expiration date, after which they will no longer be valid. The deadline for Gift Vouchers can be confirmed in the details or specifications of the measure or promotion campaigns for which they are issued.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, there is a scheme that ensures compensation for the damages suffered （the difference will be provided as compensation if compensation is also provided by a third party）, given that the prescribed conditions are met. Please see Applying for compensation for details.
※ Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.
