PayPay Card Corporation (hereinafter PayPay Card) and PayPay Corporation (hereinafter PayPay) are pleased to announce that “PayPay Card Scratch Lottery（※1）” will be offered for the first time to users who pay with PayPay Card (including PayPay Card Gold) in the Cho PayPay Matsuri (Super PayPay Festival) starting from June 21, 2024. With this offer, users can receive the benefits of the promotion whether paying with PayPay Card or “PayPay.”
The “PayPay Card Scratch Lottery” offers PayPay Card holders who have registered for PayPay Credit within the PayPay app and completed their identity verification a 1 in 2 chance of winning PayPay Points by paying 200 yen or more with PayPay Card at eligible credit card merchants. During the promotion period from June 21 to August 9, 2024, a scratch card will be displayed in the PayPay app after making an eligible payment, which the user can scratch off. First, second, and third prize winners will receive PayPay Points worth up to 100% (full amount), 5%, and 0.5% respectively of the total payment amount (grant limits apply). The chance to win represents the probability of winning a prize for each eligible payment and does not guarantee users that they will win once every two payments.
The previous Cho PayPay Matsuri promotions offered various benefits, such as “PayPay Jumbo” and “PayPay Scratch Lottery,” in which users could participate through “PayPay” payments, and those promotions were also well received by PayPay Card members who enjoyed higher chances of winning by paying with PayPay Credit. This is the first time that transactions with PayPay Card at credit card merchants will be eligible for the lottery. Through the “PayPay Scratch Lottery” and “PayPay Card Scratch Lottery” that will be held simultaneously, users will have increased opportunities to scratch cards（※2）by paying with “PayPay” at applicable stores or with PayPay Card where credit cards are available, even if “PayPay” is not, which will allow PayPay Card members to enjoy shopping even more during the Cho PayPay Matsuri period.
PayPay Card has further strengthened its synergy with the cashless payment service “PayPay” since it became a wholly owned subsidiary of PayPay in October 2022, aiming to provide services that cover a wide variety of payment scenarios. Since January 2023, the number of payments and the amount paid, which are conditions for meeting the regular rewards program PayPay STEP requirements, has been counted for PayPay Card payments, and the added points grant rate is valid for said payments as well.Furthermore, from March 2024, PayPay Card payment information is viewable from “History” in the PayPay app. With such updates, users can now enjoy even better deals and convenience with both PayPay Card and “PayPay”. The “PayPay Card Scratch Lottery” is also part of the effort to strengthen collaboration between PayPay and PayPay Card.
PayPay Card and PayPay are dedicated to improving user satisfaction by creating convenient and valuable services while becoming a leading standard for cashless services in Japan, consistently focusing on a user-first approach.
■ Overview of the “PayPay Card Scratch Lottery”
Promotion period: June 21 – August 9, 2024
・“PayPay Card Scratch Lottery” website
https://www.paypay-card.co.jp/campaign/scratch202406
※ The official name of the promotional campaign is “PayPay Card Scratch Lottery (June to August 2024)”.
Users who have already verified their identity with “PayPay” can participate in the “PayPay Card Scratch Lottery” by paying 200 yen or more with PayPay Card at participating stores (credit card merchants) （※3）. Users who have push notifications enabled within the PayPay app will receive a usage notification after making a payment with PayPay Card. By tapping the notification, a scratch card will appear on the screen.
As with the “PayPay Scratch Lottery,” users will have a 1 in 2 chance of winning first to third prize by tapping and scratching off the card, and first prize winners will receive PayPay Points worth the full payment amount (100%)（※4）.
For both “PayPay Scratch Lottery” and “PayPay Card Scratch Lottery,” it is also possible to scratch off multiple cards at once from the transaction history in the PayPay app or the scratch card mini app. For more information, please see the “PayPay Card Scratch Lottery” website.
※1 The “PayPay Card Scratch Lottery” is offered by PayPay Card.
※2 Payments with PayPay Card at overseas credit card merchants are also eligible for the “PayPay Card Scratch Lottery,” but given that scratch cards cannot be checked outside Japan, they need to be tapped and scratched off in Japan before the expiration date.
※3 200 yen or more including tax. Only PayPay Card holders who have set up PayPay Credit within the PayPay app are eligible.
※4 Grant limit: 100,000 points per draw and period (all participating stores combined). PayPay Points will be granted on a later date. They cannot be cashed out or sent to other users. PayPay Points can also be used at the official PayPay store and PayPay Card store. The scratch cards expire at 11:59 p.m. 30 days after they are acquired.
＜How to check the “PayPay Card Scratch Lottery” ※for illustrative purposes only＞
＜Grant rate for each prize＞
PayPay Corporation is registered as follows：
・Prepaid Payment Instruments (third party type) Issuer (Registration number: Director-General of the Kanto Finance Bureau, No. 00710 / Registration date: October 5, 2018)
・Business Operator that Concludes Contracts on the Handling of Credit Card Numbers, etc. (Registration number: Kanto (Ku) No. 106 / Registration date: July 1, 2019)
・Telecommunications Carrier (Filing number: A-02-17943 / Date filed: July 2, 2019)
・Fund Transfer Operator (Registration number: Director-General of the Kanto Finance Bureau, No. 00068 / Registration date: September 25, 2019)
・Notified Entity Entrusted with Intermediation (Filing number: C1907980 / Date filed: December 18, 2019)
・Bank Agency Services (License: Director-General of the Kanto Finance Bureau (Gindai) No. 396 / Registration date: November 26, 2020)
・Financial Instruments Intermediary Services (Registration number: Kanto Finance Bureau Director (Kinchu) No. 942 / Registration date: June 25, 2021)
・Electronic Payment Agency Services (License: Director-General of the Kanto Finance Bureau (Dendai) No. 109 / Registration date: February 14, 2023)
・Japan Payment Service Association ( https://www.s-kessai.jp/ , Date of admission: September 12, 2018)
・Japan Consumer Credit Association ( https://www.j-credit.or.jp/, Date of admission: July 1, 2019)
※ “PayPay” offers four types of electronic money and other services: PayPay Money, PayPay Money Lite, PayPay Points, and PayPay Gift Vouchers.
PayPay Money can be used to pay for partner services and merchants if it is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account (no withdrawal fee if using PayPay Bank). The legal nature of this is an electromagnetic record which can be used to pay for goods and services, can be remitted or cashed out, and is issued by PayPay who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. Based on the provisions of Article 43 of the Payment Services Act, PayPay protects the debt it owes to its users by depositing assets equivalent to or higher than the debt amount. PayPay Money Lite is an electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay (Article 3, Paragraph 1 of the Payment Services Act). Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Points, which are granted through campaigns and promotions when using PayPay, can be used for partner services and in transactions at merchants in addition to PayPay Money and PayPay Money Lite. However, it cannot be transferred to other users or cashed out. PayPay Gift Voucher is a type of electronic money issued by PayPay, which can be used to make payments for affiliated services and merchants designated by the PayPay Gift Voucher. However, it cannot be transferred to other users or cashed out. PayPay Gift Vouchers have an expiration date, after which they will no longer be valid. The deadline for Gift Vouchers can be confirmed in the details or specifications of the measure or promotion campaigns for which they are issued.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, there is a scheme that ensures compensation for the damages suffered (the difference will be provided as compensation if compensation is also provided by a third party), given that the prescribed conditions are met. Please see Applying for compensation for details.
※ Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.
