PayPay Securities Corporation (Minato Ward, Tokyo, President & CEO: Masaaki Uchiyama, hereinafter PayPay Securities), the smartphone brokerage firm that operates under its mission to “Make asset management more accessible” and PayPay Corporation (Minato Ward, Tokyo, President & Representative Director, CEO, Corporate Officer: Ichiro Nakayama, hereinafter PayPay) are pleased to announce the addition of a new course to “Earn Bonus” as of January 27, 2022, a simulated investment management experience service offered as a mini app※1 in the cashless payment service “PayPay.”
There are currently two courses offered – the “Standard” and “Challenge” courses, in addition to which a “Technology” course will be newly included, adding a further option for customers so that they may choose from a total of three courses, designed according to popularity and themes.
In addition, a “all courses” feature will be added to the auto-add settings in “Earn Bonus.” By using this feature, balance will be automatically added to the “Technology,” “Standard,” and “Challenge” courses in sequence each time a PayPay Bonus is granted, thereby increasing the number of options available to customers using “Earn Bonus.”
※1 A feature in the “PayPay” app that allows users to make use of services provided by PayPay Corporation’s partner companies, such as booking services and ordering or paying for products and services from within the PayPay app.

■Courses in “Earn Bonus”
Course | Technology (NEW) |
Standard | Challenge |
---|---|---|---|
ETFs Tracked | Invesco QQQ (QQQ) |
SPDR S&P500 ETF (SPY) |
DIREXION S&P 500 3X (SPXL) |
Details | This course offers investing in a portfolio consisting of 100 companies that represent the NASDAQ exchange in America. The course is suited for users who prefer investing in leading technology companies in America. | This course offers investing in 500 companies representing America. The course is suited for long term investments, with less volatility compared to investments in individual stocks given the diversification across 500 companies. | This course offers investing balance in multiple major companies in America, with a 300% leverage. If the stock price of the companies increases by 10%, the Bonus that is invested will increase by about 30%. Likewise, the drop will also be about 30%, and is suited for short term management. |
※ Addition of the “all courses” feature in the auto-add settings

This course enables adding (managing) balance across all courses. Each time a PayPay Bonus is granted, the amount will be auto-added to the “Technology” course > “Standard” course > “Challenge” course in this order.
※ The granting of a PayPay Bonus may occur several times on the same day.
※ The illustration indicates how a PayPay Bonus is auto-added across all courses in the event that it is granted once a day.
※ If a PayPay Bonus is granted multiple times on the same day, the course it will be added to will change each time.
■ PayPay Securities official URL
- “PayPay Securities Japan U.S. Stocks” app: http://bit.ly/3sjrtPL
- Official website: https://www.paypay-sec.co.jp/
- Social media accounts:
<Twitter> https://twitter.com/paypay_sec
<Facebook> https://www.facebook.com/paypaysec/
<note> https://note.com/paypay_sec_edit
■ PayPay Securities Corporation
As the first smartphone securities company in Japan, PayPay Securities launched its service in June 2016 with the aim to create an environment where anyone can easily make investments, so that asset management would be more approachable. Until now, it has developed services such as “Japan-US Stocks,” “Regular Robot Savings,” “Tenfold CFD,” “Japan Stocks CFD,” and “Anyone IPO.” As of December 2021, more than 5 million customers manage their assets through PayPay Securities.
In April 2020, the company started providing “Earn Bonus,” where users can experience simulated investment management with PayPay Bonus. To further develop the service into something that is even more convenient and accessible in everyday life through collaboration with PayPay, the business was rebranded to “PayPay Securities” as of February 2021 to incorporate the PayPay brand.
In addition, the company began a mutual funds offering for the first time as of September 2021, with “One Global Balance” and “Global ESG High Quality Growth Stock Fund (no currency hedging)” currently available to users.
PayPay Securities will continue to offer “unprecedented financial services” that are “simpler than anything else” and “easiest to use,” in order to help customers become familiar with stock investments and asset building.
■About “PayPay,” the cashless payment service provided by PayPay Corporation
PayPay is a cashless payment service expanding across the country, available not only at major chain stores but also at small and medium size retailers, vending machines, taxis and even public transportation. It can also be used in a variety of other scenes, including paying for online services and utility bills. PayPay is also expanding its range of services beyond just payments, including a “send/receive” feature (remittance/transfer and receiving of money) that allows users to transfer their PayPay Balance (PayPay Money and PayPay Money Lite) between each other for free, or “bonus management,” a service that allows users access to a simulated investment experience involving the exchange of PayPay Bonus with points provided by a Type 1 Financial Instruments Business Operator that PayPay is partnered with. The company also strives to create a safe and convenient environment for users through a hotline available 24/7 and a full compensation scheme ensuring, compensation for any damages that may be suffered.
PayPay is registered as follows:
・Prepaid Payment Instruments (third party type) Issuer, Registration #: Director-General of the Kanto Finance Bureau, No. 00710 (Registration date: October 5, 2018)
・Fund Transfer Operator, Registration #: Director-General of the Kanto Finance Bureau, No. 00068 (Registration date: September 25, 2019)
・Japan Payment Service Association (https://www.s-kessai.jp/ , Date of admission: September 12, 2018)
・Business Operator that Concludes Contracts on the Handling of Credit Card Numbers, etc., Registration #: Kanto (K) No. 106 (Registration date: July 1, 2019)
・Japan Consumer Credit Association (https://www.j-credit.or.jp/, Date of admission: July 1, 2019)
・Telecommunications Carrier (Filing #: A-02-17943 / Date filed: July 2, 2019)
・Notified Person Entrusted with Intermediation (Filing #: C1907980 / Date filed: December 18, 2019)
・Bank Agency Operator, License: Director-General of the Kanto Finance Bureau, No. 396 (Registration date: November 26, 2020)
・Financial instruments intermediary service registration number: Kanto Finance Bureau Director (Kinchu) No. 942 (Registration date: June 25, 2021)
* “PayPay” provides 4 types of PayPay balance: PayPay Money, PayPay Money Lite, PayPay Bonus and PayPay Bonus Lite. PayPay Money can be used to pay for partner services and merchants if it is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account (no withdrawal fee if using PayPay Bank). The legal nature of this is an electromagnetic record which can be used to pay for goods and other services, and can be remitted or cashed out, issued by the Company who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. Based on the provisions of Article 43 of the Payment Services Act, PayPay preserves the debt it owes to its users in full amount and more by depositing its assets. PayPay Money Lite is an electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay (Article 3, Paragraph 1 of the Payment Services Act). Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Bonus and PayPay Bonus Lite, which are granted through campaigns and promotions when using PayPay, can be used for partner services and merchants in addition to PayPay Money and PayPay Money Lite. However, PayPay Bonus and PayPay Bonus Lite cannot be sent or transferred between PayPay users or be cashed out. PayPay Bonus Lite has an expiration date, after which date it will no longer be valid.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, there is a scheme that ensures compensation for the damages suffered (the difference will be provided as compensation if compensation is also provided by a third party), given that the prescribed conditions are met. Please see“Applying for compensation”for details.
*Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.