Information page：https://www.paypay-card.co.jp/paypaycard/campaign/teaser
Starting late November 2022, PayPay Card Corporation (head office: Chiyoda-ku, Tokyo; President & Representative Director: Tomoaki Tanida) will start accepting new applications for PayPay Card Gold (annual membership fee: 11,000 yen (tax included)) – a special credit card that grants more PayPay Points*1 compared to the regular PayPay Card. PayPay Points can be used with the cashless payment service “PayPay.”
PayPay Card Gold offers more opportunities to earn PayPay Points in addition to various benefits, such as receiving points*2 when paying smartphone/mobile phone bills from SoftBank or Y!mobile, bills from SoftBank Hikari, SoftBank Air, Ouchi Denki, and Shizen Denki (if billing is combined with SoftBank or Y!mobile data plans), or offering Gold Card users a Yahoo! JAPAN Premium membership with no additional charges for unlimited access to all Yahoo! JAPAN Premium benefits.
Furthermore, new PayPay Card Gold members will receive a bonus of up to 7,000 yen*3 worth of PayPay Points by signing up and using the card three times.
*1 PayPay Points that have been granted cannot be cashed out or transferred. It can be used at the official PayPay or PayPay Card store. It can also be used at any PayPay merchant once the prescribed procedure is completed. See (https://paypay.ne.jp/help/c0021/) for more information about the procedure.
*2 Will be awarded as SoftBank points that can be converted to PayPay Points. See (https://www.softbank.jp/mobile/point/) on how to convert the points. Grant rates and conditions vary for each eligible service.
*3 2,000 yen worth for issuing a new PayPay Card, and another 5,000 yen worth after using it 3 times. The end date is yet to be decided, although an announcement will be made at least one month in advance.
■ Main features of PayPay Card Gold
Goldmine of PayPay Points!
PayPay Points equivalent to 1.5% of the payment will be granted for each PayPay Card Gold transaction*4, 5.
Up to 2% of PayPay Points can be obtained including an additional 0.5% when using PayPay Atobarai (Pay Later) (between 0.5%-1.5% granted by the PayPay STEP program with an added 0.5% as the PayPay Card Gold benefit).
SoftBank and Y!mobile users can earn PayPay Points through monthly payments of data plans etc.
Points*2 worth up to 10% of the payment amount*7, 8, 9 will be granted for every 1,000 yen (excluding tax) paid towards SoftBank data plans, etc.*6
Points*2 worth up to 3% of the payment amount*7, 9 will be granted for every 1,000 yen (excluding tax) (*9) paid towards Y!mobile data plans etc. *6
In addition, a special campaign that users’ families can enjoy will also be held.
By paying SoftBank or Y!mobile smartphone or mobile bills of family members*6 together with the user’s own SoftBank or Y!mobile smartphone or mobile bill using PayPay Card Gold during the campaign, the family member’s smartphone or mobile bill*6 will become applicable to a grant of points worth up to 10% for SoftBank and up to 3% for Y!mobile. The benefits will be granted per contracted line (phone number).
Campaign Period: From the launch of PayPay Card Gold until the end of June 2023 (any extension will be announced by early March).
SoftBank and Y!mobile users can save on their payments for SoftBank Hikari, SoftBank Air, Ouchi Denki, and Shizen Denki!
Points*2 worth up to 10% of the payment amount will be granted for every 1,000 yen (excluding tax) of usage fees for SoftBank Hikari or SoftBank Air (when billing is combined with SoftBank or Y!mobile smartphones or mobile phones)*10.
Points worth up to 3% of the payment amount will be awarded for Ouchi Denki or Shizen Denki (when billing is combined with SoftBank or Y!mobile smartphones or mobile phones) *10, 11.
Unlimited use of all Yahoo! JAPAN Premium benefits
Benefits include, among others, additional PayPay Points equivalent to 2% of the payment amount granted when shopping at Yahoo! JAPAN Shopping and LOHACO (grant limit: 5,000 yen worth per month), PayPay Coupons offering up to 5% cashback (for use at designated merchants only; conditions such as grant limits, number of payments, and expiry period will apply), and unlimited access to 110 magazines.
*4 PayPay Points equivalent to 1% of payment amount will be granted for shopping at Yahoo! JAPAN Shopping (excluding hometown tax payments) and LOHACO. The 0.5% return on payments of merchandise on sale in YAHUOKU! stores may be subject to a different grant method or timing.
*5 Some transactions are not applicable.
(Example)
PayPay payments, PayPay Balance top-ups, nanaco credit top-ups, SoftBank usage fees (including Y!mobile and LINEMO) and PayPay Balance top-ups through SoftBank & Y!mobile Pay on One Bill.
*6 Points will not be granted for the payment of certain fees including payment towards the device, option fees, administrative fees, consumption tax, and SoftBank & Y!mobile Pay on One Bill.
*7 The grant rate is applied to every 1,000 yen (excluding tax) worth of usage (10 points are granted if the grant rate is 1% and usage is 1,100 yen including tax).
*8 Includes 0.5% SoftBank points that are rewarded based on monthly smartphone or mobile phone usage fees.
*9 The usage fee of the family member will not be subject to the grant of points if the user pays the family member’s fee in a lump sum.
*10 SoftBank points will be granted for every 1,000 yen (excluding tax) of usage fees. User must enable auto-covert settings to receive it as PayPay Points. Customers using only SoftBank Hikari, SoftBank Air, Ouchi Denki, or Shizen Denki will receive 1.5% in PayPay Points. PayPay Points will be granted according to the usage fee (including tax, fractions rounded down). Some payments may no longer be subject to the grant of points after the end of June 2023 (tentative) such as option fees. Points will be granted to the owner of the PayPay Card Gold when using the card to make a payment. However, if the customer pays the fees for multiple phone lines, until the end of June 2023 (tentative), the combined bill will be split by the number of lines (fractions rounded up) and the points to be granted to the contract owner of each phone line in the combined bill.
*11 The 3% reward will consist of 1.5% each in SoftBank points and PayPay Points. The PayPay Points will be granted according to the usage fee (including tax, fractions rounded down). Also, the grant date will differ by type of points.
For details on the benefits, please refer to the website that will be released once the reception of PayPay Card Gold applications begin.
■ Overview of PayPay Card Gold (Comparison with PayPay Card)
| Name | PayPay Card Gold (subject of new applications) |
PayPay Card |
|---|---|---|
| Brands | JCB、Visa、Mastercard | JCB、Visa、Mastercard |
| Annual Fee | 11,000 yen (including tax) | Free |
| PayPay Card Benefits | 1.5% worth of PayPay Points according to the amount spent*4, 5 | 1% worth of PayPay Points according to the amount spent*5, 12 |
| PayPay Atobarai Benefits | 0.5% at the time of payment in addition to the PayPay STEP benefits*13. | ― |
| Design |
Horizontal
|
Horizontal / Vertical
|
| ETC Card | Applicable for no fee | Applicable for an annual fee of 550 yen (including tax) *14 |
| Family Card | None | Applicable*14 |
| 3D Secure | Supported | |
| Apple Pay | Supported | |
| Tap to Pay(contactless payment) |
Supported
Available at stores with the following marks |
|
| Notification of Use | Supported | |
| Benefits on Smartphone / Mobile Data Plan Payments | Points worth up to 10% for every 1,000 yen (excluding tax)*6 paid towards SoftBank*2, 8, 9 and up to 3% for Y!mobile*2, 9. | Points worth up to 1.5% for every 1,000 yen (excluding tax)*6 paid towards SoftBank*2, 8, 12 and up to 1.0% for Y!mobile*2, 12. |
| Benefits on SoftBank Hikari or SoftBank Air Bills | Points worth up to 10%*2, 10 for every 1,000 yen (excluding tax) paid when combined with SoftBank or Y!mobile smartphone or mobile bills. | Points worth up to 1%*2, 12 for every 1,000 yen (excluding tax) paid when combined with SoftBank or Y!mobile smartphone or mobile bills. |
| Benefits on Ouchi Denki or Shizen Denki | Points worth up to 3%*10, 11 for paid when combined with SoftBank or Y!mobile smartphone or mobile bills. | PayPay Points worth up to 1%. |
| Yahoo! JAPAN Premium benefits | Unlimited use of all benefits! Additional 2% in PayPay Points when shopping at Yahoo! JAPAN Shopping or LOHACO |
― |
| Travel Insurance | ・Up to 100 million yen in general overseas travel insurance (automatic) ・Up to 50 million yen in domestic travel damage insurance (incidental coverage) |
― |
| Shopping Insurance | Up to 3 million yen | ― |
| Use of Airport Lounges | Available for free at major airports in Japan and Hawaii. | ― |
| Issuing Company | PayPay Card Corporation | |
*12 In cases that PayPay Card is used to pay for SoftBank usage fees (including Y!mobile and LINEMO) or to settle PayPay Balance top ups made via SoftBank & Y!mobile Pay on One Bill, benefits will not apply after December 1, 2022 (Thu). Please refer to PayPay Card’s announcement (https://www.paypay-card.co.jp/info/000731.html) for details. SoftBank points will be granted from December 2022 onwards.
*13 Payments made at a PayPay merchant using PayPay Atobarai are applicable. The use of PayPay Atobarai (lump sum only), PayPay Card payments via PayPay, PayPay Balance top ups, and certain merchants are not applicable. The grant rate of the PayPay STEP program will vary according to usage in the previous month.
*14 The use of PayPay Card and its supplementary cards (ETC card, family card) will be canceled upon switching from PayPay Card to PayPay Card Gold. Users can re-apply for use as an ETC card for free once the switch is complete.
For details, please refer to the website that will be released once the reception of PayPay Card Gold applications begin.
■ PayPay Card Gold Sign Up Benefits
Campaign name: Up to 7,000 yen worth of PayPay Points by signing up to PayPay Card Gold and using it 3 times
Period: From the launch of PayPay Card Gold until an undetermined end date (to be announced one month prior to the end of the campaign)
Grant: Up to 7,000 yen worth of PayPay Points*15
【Breakdown】
Signing up to PayPay Card Gold: 2,000 yen worth
Using it 3 times: 5,000 yen worth*16
*15 Users who have already applied for and received a PayPay Card (former Yahoo! JAPAN Card) or PayPay Card Gold issued by PayPay Card Corporation (including those who have canceled their membership, canceled their membership before receiving the card, or those who have registered for Atobarai) are not eligible. In addition, switching from PayPay Card to PayPay Card Gold is not subject to the signup benefits.
*16 Granted to those who have used the service three times by the end of the second month after applying, counting the month in which the application is made as the first month. Certain transactions may not be counted including PayPay Balance payments using the PayPay app, or PayPay Balance top ups.
For details, please refer to the website that will be released once the reception of PayPay Card Gold applications begin.
■ About PayPay Card Corporation
PayPay Card Corporation changed its name from YJ Card Corporation on October 1, 2021, and began operations under the new name with the aim of becoming the number one card company in Japan.
The company will strengthen its ties with cashless payment service “PayPay,” including PayPay Atobarai, to make the lives of users more convenient and expand the service so that it will become available in a wide range of payment scenarios.
PayPay Card Corporation is registered as follows:
・Comprehensive Credit Purchase Broker, Registration #: Kyushu (Comprehensive) No. 41
・Individual Credit Purchase Broker, Registration #: Kyushu (Individual) No. 22-2
・Business Operator that Concludes Contracts on the Handling of Credit Card Numbers, etc. Registration #: Kyushu (K) No. 2
・Money Lender, Registration #: Director-General of the Kanto Finance Bureau (3) No. 01524
・Prepaid Payment Instruments (third party type) Issuer, Registration #: Director-General of the Kanto Finance Bureau, No. 00753
・Member of Japan Financial Services Association No. 005865
