PayPay Corporation (hereinafter PayPay) is pleased to announce that cashless payment service PayPay now supports offerings and more at shrines and temples, from December 2024. With this, users can specify the amount they wish to offer without the need to prepare any cash in advance and use PayPay to make an offering when they visit a shrine or temple*1.
*1. Limited to use by users who have verified their identity (eKYC). Also, only PayPay Money is accepted. PayPay Points are not accepted for offerings, and the transaction is not eligible for the PayPay STEP program.
＜Locations at which PayPay will become available by the end of December 2024＞
| Name | Location |
|---|---|
| Inage Shrine | Kawasaki-shi, Kanagawa |
| Kumano Nyakuoji Shrine | Kyoto-shi, Kyoto |
| Zozoji Temple (already available) | Minato-ku, Tokyo |
| Shitennoji Temple | Osaka-shi, Osaka |
| Honnoji Temple | Kyoto-shi, Kyoto |
| Gohyaku Rakanji Temple | Meguro-ku, Tokyo |
| Higashi Betsuin Temple (already available) | Nagoya-shi, Aichi |
* Time of availability is subject to change without notice
PayPay began to offer business accounts for corporations as of August 2024, enabling fundraising organizations and companies operating donation services to raise funds. The scope of business accounts has now been expanded to include offerings and more at shrines and temples that support the use of PayPay. The introduction of PayPay is also expected to assist in reducing crowds especially during the New Year, Setsubun (last day of winter), and exam seasons, since users will no longer need to handle cash and spend as much time waiting in lines, making visits to shrines and temples more accessible. Additionally, digital offerings will allow shrines and temples to operate more efficiently by eliminating the need to collect cash, deposit it to a bank account, and mitigate risks of theft.
The user can complete an offering in just three steps, by scanning the QR code located on the premise, entering the amount, and tapping the send button. Only users who have verified their identity (eKYC) are eligible to use this feature*2. See the company’s website for further details on how to use it.
*2. As of November 2024, 32 million users have verified their identity (eKYC).
・Website for details on how to use the feature:https://paypay.ne.jp/guide/donation/#offerings
～Making offerings at shrines and temples～
～ Sample image of what to do ～
PayPay will continue to expand the use of business accounts, aiming to evolve into an app that is convenient for both individual users and businesses.
PayPay Corporation is registered as follows:
・Prepaid Payment Instruments (third party type) Issuer (Registration number: Director-General of the Kanto Finance Bureau, No. 00710 / Registration date: October 5, 2018)
・Business Operator that Concludes Contracts on the Handling of Credit Cards (Registration number: Kanto (Ku) No. 106 / Registration date: July 1, 2019)
・Telecommunications Carrier (Filing number: A-02-17943 / Date filed: July 2, 2019)
・Fund Transfer Operator (Registration number: Director-General of the Kanto Finance Bureau, No. 00068 / Registration date: September 25, 2019)
・Notified Entity Entrusted with Intermediation (Filing number: C1907980 / Date filed: December 18, 2019)
・Bank Agency Services (License: Director-General of the Kanto Finance Bureau (Gindai) No. 396 / Registration date: November 26, 2020)
・Financial Instruments Intermediary Services (Registration number: Kanto Finance Bureau Director (Kinchu) No. 942 / Registration date: June 25, 2021)
・Electronic Payment Agency Services (License: Director-General of the Kanto Finance Bureau (Dendai) No. 109 / Registration date: February 14, 2023)
・Designated Funds Transfer Operator, permitted to provide digital payment of wages （Designation No.: Minister of Health, Labor and Welfare No. 00001 / Date of designation: August 9, 2024)
・Japan Payment Service Association (https://www.s-kessai.jp/, Date of admission: September 12, 2018)
・Japan Consumer Credit Association (https://www.j-credit.or.jp/, Date of admission: July 1, 2019)
* “PayPay” offers four types of electronic money and other services: PayPay Money, PayPay Money Lite, PayPay Points, and PayPay Gift Vouchers.
PayPay Money can be used to pay for partner services and merchants if it is within the amount deposited into the PayPay account opened after completing an identity verification process. It can also be used for sending and receiving money between PayPay users free of charge. PayPay Money can also be cashed out to a designated bank account (no withdrawal fee if using PayPay Bank). The legal nature of this is an electromagnetic record which can be used to pay for goods and services, can be remitted or cashed out, and is issued by PayPay who is a Fund Transfer Operator registered under Article 37 of the Payment Services Act. PayPay Money (Paycheck) refers to PayPay Money that can only be purchased with wages received by the PayPay user in their Paycheck Account. Based on the provisions of Article 43 of the Payment Services Act, PayPay protects the debt it owes to its users by depositing assets equivalent to or higher than the debt amount. PayPay Money Lite is an electronic money issued by PayPay, which can be purchased and used to pay for services and merchants. PayPay users can transfer and receive PayPay Money Lite free of charge. The legal nature of this is a prepaid payment instrument issued by PayPay (Article 3, Paragraph 1 of the Payment Services Act). Based on the provisions of Article 14 of the Payment Services Act, PayPay preserves the relevant assets for the purpose of protecting the owners of the prepaid payment instrument by providing a security deposit for issuance to the Legal Affairs Bureau in an amount that is half or more of the unused balance of prepaid instrument methods as of March 31 and September 30. In addition, PayPay Points, which are granted through campaigns and promotions when using PayPay, can be used for partner services and in transactions at merchants in addition to PayPay Money and PayPay Money Lite. However, it cannot be transferred to other users or cashed out. PayPay Gift Voucher is a type of electronic money issued by PayPay, which can be used to make payments for affiliated services and merchants designated by the PayPay Gift Voucher. However, it cannot be transferred to other users or cashed out. PayPay Gift Vouchers have an expiration date, after which they will no longer be valid. The deadline for Gift Vouchers can be confirmed in the details or specifications of the measure or promotion campaigns for which they are issued.
PayPay also strives to create a safe and secure environment for users. If an unexpected payment is made by a third party using a PayPay account, or if a request to settle a payment suddenly arrives from PayPay to a user that does not have a PayPay account, there is a scheme that ensures compensation for the damages suffered (the difference will be provided as compensation if compensation is also provided by a third party), given that the prescribed conditions are met. Please see “Applying for compensation” for details.
*Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.
