Orient Corporation (hereinafter “Orico”) and PayPay Corporation (hereinafter “PayPay”) are pleased to announce that applications for PayPay merchant business cards, Orico Business Card for PayPay Stores (hereinafter “Card”), will begin on March 4, 2026.
The Card is a business card for PayPay merchants issued by Orico through collaboration with PayPay, designed to meet payment needs in the daily operations of PayPay merchants, and it includes accident insurance that covers accidents occurring during business activities or commuting. It offers services equivalent to Orico Card The Gold, combining security and convenience with a reasonable annual fee.
【Background】
In order to respond to the demand among PayPay merchants to centrally manage their business payments using a credit card, such as procurement and the purchase of supplies, and thus improve operational efficiency, the two companies agreed to collaborate with Orico as the issuer of business cards. Applications can be submitted via PayPay for Business, the business management tool for PayPay merchants provided by PayPay.
【Card features】
1. Accident insurance for merchants
The most distinctive feature of this card is the inclusion of accident insurance that covers injuries sustained by the cardholder while performing work duties or commuting. Unlike general travel accident insurance, it is designed to prepare for the daily operational risks faced by merchants. In addition to the accident insurance, it also provides domestic and overseas travel accident insurance, and loss and theft protection.
＜Examples of accidents covered＞
– A fall during work resulting in a fracture
– Car accident while commuting
– A burn sustained while cooking in the kitchen
– Injury sustained while using work equipment
– Heatstroke suffered while working
(Underwriting insurer: Tokio Marine & Nichido Fire Insurance Co., Ltd.)
For other coverage details, including cases in which insurance benefits are paid and limitation of liability, please see here.
2. Benefits equivalent to Orico Card The Gold
– Airport lounge services: In addition to those in major domestic airports, airport lounges in Honolulu, Hawaii are available free of charge, year-round.
– Mastercard T&E Savings: Perks at luxury restaurants, as well as services that can be used for overseas business trips and travel.
– Mastercard Business Assist: Services from Mastercard partner companies, such as employee benefits programs, accounting systems, and business activity support services, are available at discounted prices.
– Employee benefits service (optional): Benefit Station is available at Orico’s discounted price.
【Card overview】
| Details | |
|---|---|
| Card name | Orico Business Card for PayPay Stores |
| Issuing Company | Orient Corporation |
| Brand | Mastercard |
| Annual Fee | 4,000 yen （tax included） |
| Eligibility | Businesses (PayPay merchants) |
| Design | Original design for PayPay merchants (silver) |
| Insurance coverage | – Comprehensive general liability insurance (injury coverage) *coverage only while working – Domestic and overseas travel accident insurance, and loss and theft protection |
| Other services | – ETC card – Airport lounge service – Mastercard T&E Savings – Mastercard Business Assist – Discounted price for the employee benefits service, Benefit Station |
| Additional cards | Up to 20 cards *Annual fee of 4,000 yen (tax included) per card |
| Payment due date | 27th of each month (if on a Saturday, Sunday, or a national holiday, the next business day) |
| Application | Apply via the dedicated banner within the PayPay merchant management tool, PayPay for Business https://www.paypay.ne.jp/portal/oauth2/sign-in?client_id=pay2-merchant-panel-client |
| Application start date | March 4, 2026 |
