PayPay Corporation (hereinafter “PayPay”) and PayPay Card Corporation (hereinafter “PayPay Card”) are pleased to announce that Cho PayPay Matsuri (Super PayPay Festival), a large-scale promotional campaign through which customers can enjoy savings on dining and shopping when they use the PayPay app or PayPay Card (including PayPay Card Gold) at stores, online stores, and other merchants, will begin on June 19, 2026.
■ PayPay Scratch Lottery
Period: June 19 – July 31, 2026
PayPay Scratch Lottery campaign page:https://paypay.ne.jp/event/matsuri202606-paypay-scratch/
*The official name of the campaign is “PayPay Scratch Lottery (June 2026).”
Users who have completed identity verification (eKYC),*1 now numbering more than 40 million, are eligible for the campaign. When a tax-inclusive amount of 200 yen or more is paid using PayPay or PayPay Card (PayPay Credit must be enabled)*2 at eligible merchants (including credit card merchants), a scratch card will be issued, and, depending on the payment method and conditions, one of three prizes will be given. Scratch cards of different colors will appear on the post-payment screen depending on the payment method, and winners of the first prize will receive PayPay Points up to the full payment amount (100%).*3
When payment is made on the red screen using PayPay Balance (including payments made with the PayPay Balance Card), there is a one-in-four chance of winning one of the three prizes. When payment is made on the blue screen using PayPay Credit or PayPay Card, the winning probability for the three prizes increases to one in two. If a user pays at physical stores outside Japan, a PayPay Overseas Scratch Lottery (separate campaign during the same period) will be given.*4 The probability of winning is the chance to win per scratch-off card and does not guarantee that users will win according to the stated probabilities.
For this installation, a preferential measure will be implemented for mobile tap to pay using PayPay Card. If PayPay Card is added to Apple Pay or Google Wallet™ and used for tap to pay,*5 the user is guaranteed to win one of the three prizes. Mobile tap to pay is becoming more ubiquitous, including adoption by public transportation, and with respect to the use of PayPay Card, the total amount used with contactless payments via Apple Pay or Google Pay has grown to more than double year on year (comparing the one-month total for March 2025 and March 2026). Adding PayPay Card to Apple Pay and Google Wallet can be done easily on the PayPay app. After adding the card, users do not have to take out their credit cards out of their wallets, but can make payments by simply tapping their phones. Further, they can check their usage history on PayPay immediately after making a payment.
For details on how to add the card, check here for Apple Pay and here for Google Pay.
*1. As of March 2026.
*2. Eligible transactions include payments made in Japan and online payments made overseas.
With respect to payment methods available in “PayPay,” PayPay Balance (including payments made with the PayPay Balance Card), PayPay Credit, and PayPay Points are eligible for the campaign. PayPay Debit is not eligible. PayPay Balance Card is only available with web services that accept Visa cards. In a payment is combined with PayPay Points, the winning probability will be the same as that of PayPay Balance or PayPay Credit, depending on which payment method the points are combined with. If a payment is combined with a PayPay Gift Voucher, the portion of the PayPay Gift Voucher will not be eligible, and the winning probability will be the same as that of the payment method used in combination. In addition, to participate in this campaign when paying with PayPay Credit or PayPay Card, prior setup of PayPay Credit in the PayPay app is required.
*3. PayPay Scratch Lottery has a total grant limit of 100,000 PayPay Points per scratch card and per period across PayPay and PayPay Card payments (aggregated across participating merchants). Points will be granted at a later date. Please note that it cannot be cashed out or sent to other users. PayPay Points can also be used at the official PayPay store or PayPay Card store. The scratch card expires at 11:59 p.m. 30 days after it is obtained.
*4. For PayPay Card, purchases at any merchants accepting Visa, Master Card, or JCB cards worldwide are eligible. Checking or scratching off a card is possible only in Japan, South Korea, and Taiwan. In South Korea, only transactions at stores that support Alipay+ and ZeroPay (only when scanning the store’s QR code) are eligible. In Taiwan, payments can be made at stores that support TWQR payments.
*5. Contactless payments with physical PayPay Cards are ineligible. Apple Pay transactions other than tap to pay at stores are also guaranteed to win (exceptions: online and in-app payments).
＜Winning probabilities＞
*With Google Pay, only tap to pay at physical stores are given guaranteed wins.
■ “Cho PayPay Matsuri: PayPay Coupons”
Period: June 19 – July 31, 2026
Details: During Cho PayPay Matsuri, a variety of participating merchants are scheduled to issue PayPay Coupons. Information regarding the eligible merchants will be announced later on the campaign page. PayPay Coupon is a service that allows users to get a coupon on the PayPay app and then automatically save money when paying with “PayPay” at participating stores. *For more information on how to use PayPay Coupons, please click here.
■ PayPay Credit Referral Program
Period: June 19 – July 31, 2026
Details: 500 PayPay Points per person will be granted to users who satisfy the conditions below:
The referrer sends a referral code to a friend.
The referred person enters the referral code, becomes a new PayPay Card user, and sets up PayPay Credit.
The referred person makes one payment during the program period using PayPay Credit or PayPay Card.
*(1) and (2) must be completed within the period of June 19 to July 31.
*For (3), eligible transactions are those in which a payment is made within the program period and the “Payment Complete” status is displayed within 30 days after the program ends.
Eligible payment methods: PayPay Credit, PayPay Card
Grant limit:
＜Referrer＞500 points per referred person (up to 10 people, maximum total of 5,000 points for the program)
＜Referred person＞ 500 points (one time only)
For details, check the PayPay Credit Referral Program page or tap the “Points” icon in the PayPay app home screen, tap the “View All Offers” button, and check “PayPay Credit Referral Program” shown under “Upcoming.”
*Company names, trade names, and products/services in this press release are registered trademarks or trademarks of their respective companies.
